Personal Finance Advisory

At N9 Direct, we provide personalized financial advice to help individuals and families manage their money more effectively. Whether you're looking to save more, reduce debt, or plan for major life goals — we design a practical roadmap for financial freedom.

✅ Our Personal Finance Services Include:

1. Income & Expense Planning

   • Budget creation & cash flow management

   • Expense tracking and savings improvement

2. Emergency Fund Planning

   • Ideal fund size based on income/lifestyle

   • Smart liquidity solutions (FDs, liquid funds)

3. Debt Management

   • Loan restructuring & EMI optimization

   • Credit score improvement guidance

4. Savings Strategy

   • Short-term and long-term savings plans

   • High-yield saving and investment options

5. Life Goal Planning

   • Education, marriage, car, or home planning

   • Time-bound, achievable goal mapping

6. Family Financial Planning

   • Joint planning for spouse, kids, parents

   • Risk protection and inheritance structuring

7. Risk & Insurance Advisory

   • Adequate life, health & term coverage

   • Critical illness and family protection planning

💼 Who It’s For:

• Salaried employees

• Freelancers & consultants

• Small business owners

• Young professionals & families

📊 Why N9 Direct?

• Confidential, unbiased financial guidance

• Customized plan, not a one-size-fits-all template

• Clear action steps with regular progress reviews

💬 Ready to Take Control of Your Finances?

Let’s talk. Start with a free 30-min consultation.

📧 info@n9direct.com | 📞 +91 94037 65496